Legal
Website Disclaimer
Effective Date: July 28, 2026
Last Updated: July 28, 2026
1. General Disclaimer
The information made available through the Honor & Life Protection & Wealth Services Website (“Website”) is provided solely for general educational and informational purposes.
While Honor & Life strives to provide accurate and current information, no representation or warranty is made regarding the completeness, accuracy, reliability, or suitability of any content published on the Website.
Your use of the Website and reliance upon any information contained herein is entirely at your own risk.
2. Educational Purpose Only
All articles, videos, calculators, illustrations, guides, presentations, graphics, newsletters, event information, and other educational materials are intended exclusively to improve financial literacy and understanding of insurance-related concepts.
Nothing contained on the Website should be interpreted as individualized advice or a recommendation for any specific person.
3. No Legal, Tax, Investment, or Accounting Advice
Nothing on this Website constitutes or should be interpreted as:
- Legal advice;
- Tax advice;
- Accounting advice;
- Investment advice;
- Securities advice;
- Fiduciary advice; or
- Comprehensive financial planning.
Users should consult appropriately qualified professionals regarding their own circumstances.
4. No Insurance Offer
The Website does not constitute an offer to sell, a solicitation to purchase, or a recommendation of any insurance product where prohibited by applicable law.
Insurance products may only be discussed or recommended by a properly licensed insurance professional where legally authorized.
5. No Guarantee of Eligibility
Eligibility for any insurance product is determined exclusively by the issuing insurance carrier based upon underwriting requirements, applicable law, product availability, and other eligibility criteria.
Honor & Life does not guarantee approval, premiums, benefits, policy issuance, or product availability.
6. Educational Calculators
Any calculator, including D.I.M.E. or similar educational tools, provides estimated educational illustrations only.
Calculator results do not constitute insurance recommendations, underwriting decisions, financial planning, or professional advice.
7. Financial Lifestyle Strategy (FLS)
Financial Lifestyle Strategy (FLS) is an educational consultation framework designed to discuss financial protection concepts.
FLS should not be interpreted as investment advisory services, legal services, tax services, fiduciary services, or individualized financial planning.
8. Third-Party Information
The Website may reference third-party organizations, insurance carriers, educational resources, or external websites.
Honor & Life does not control or guarantee third-party information and is not responsible for their content, policies, or practices.
9. No Warranties
The Website and all content are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied, to the fullest extent permitted by law.
10. Contact Information
Questions regarding this Website Disclaimer may be directed to:
Honor & Life Protection & Wealth Services
Website: https://honorandlife.com
Email: hector@honorandlife.com
California, United States