Legal
Licensing Disclosure
Effective Date: July 28, 2026
Last Updated: July 28, 2026
1. Purpose
This Licensing Disclosure is intended to provide transparency regarding the licensing status of the insurance professionals associated with Honor & Life Protection & Wealth Services and the jurisdictions in which insurance-related services may be provided.
2. Independent Licensed Insurance Professionals
Honor & Life Protection & Wealth Services is an educational and marketing brand.
Insurance-related consultations, recommendations, and product discussions are conducted exclusively by properly licensed insurance professionals acting within the scope of their individual licenses and applicable law.
Honor & Life is not an insurance carrier and does not issue insurance policies.
3. Jurisdictional Limitations
Insurance products and related services are offered only in jurisdictions where the applicable licensed insurance professional is properly licensed or otherwise authorized to conduct business.
Nothing contained on this Website constitutes an offer or solicitation in any jurisdiction where such activities are prohibited.
4. Carrier Appointments
Availability of any insurance product is subject to appointment with the applicable insurance carrier, state approval, underwriting requirements, and all applicable regulatory requirements.
Not every product is available in every state.
5. Professional Licensing
At the time of publication, the following licensed insurance professionals are affiliated with the Honor & Life brand:
Leylany Clavel
California Insurance License: 4392296
Washington Insurance License: 1360011
Nevada Insurance License: 4249882
Licensing status may change over time. Users are encouraged to verify current licensing information through the appropriate state insurance regulator where applicable.
6. No Guarantee of Product Availability
Licensure alone does not guarantee eligibility for any insurance product.
Eligibility depends upon applicable law, underwriting, carrier requirements, product availability, and individual circumstances.
7. No Professional Relationship
Viewing this Website, downloading educational materials, or communicating through the Website does not establish a professional relationship.
A professional relationship is established only after direct communication with a properly licensed insurance professional and completion of any required regulatory disclosures and documentation.
8. Contact Information
Questions regarding this Licensing Disclosure may be directed to:
Honor & Life Protection & Wealth Services
Website: https://honorandlife.com
Email: hector@honorandlife.com
California, United States