Legal
Privacy Policy
Effective Date: July 28, 2026
Last Updated: August 31, 2026
1. Introduction
1.1 Purpose
Honor & Life Protection & Wealth Services (“Honor & Life,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you voluntarily provide through this Website.
This Privacy Policy describes how information is collected, used, disclosed, stored, and protected when you visit or interact with honorandlife.com.
1.2 Scope
This Privacy Policy applies solely to information collected through this Website and does not govern information collected directly by independent insurance carriers, third-party service providers, or other websites that may be linked from this Website.
2. Information We Collect
2.1 Information You Voluntarily Provide
Depending on how you interact with the Website, you may voluntarily provide:
- Full name
- Email address
- Telephone number
- State of residence
- Information submitted through contact forms
- Newsletter subscription information
- Any additional information you voluntarily include in your communications.
2.2 Automatically Collected Information
When you access the Website, certain technical information may be collected automatically, including:
- IP address
- Browser type
- Device information
- Operating system
- Pages visited
- Date and time of access
- Referral source
- General website usage statistics
- Randomly generated, non-identifying session and visitor identifiers (the visitor identifier only with your consent — see our Cookie Policy)
This information is used for security, analytics, and Website performance purposes.
3. How We Use Your Information
Information collected through the Website may be used to:
- Respond to inquiries.
- Provide requested educational information.
- Communicate regarding requested consultations.
- Deliver newsletters where you have subscribed.
- Improve Website functionality and user experience.
- Maintain Website security.
- Comply with applicable legal and regulatory obligations.
We do not sell your personal information.
4. Disclosure of Information
4.1 Service Providers
Honor & Life may disclose personal information to trusted third-party service providers that perform services on our behalf, including website hosting, analytics, email communications, cybersecurity, and other operational support. Such providers are contractually or legally obligated to safeguard the information they process.
4.2 Legal Requirements
We may disclose personal information when required or permitted by applicable law, court order, subpoena, governmental request, regulatory inquiry, or to protect our legal rights, the security of the Website, or the safety of others.
4.3 Business Transfers
Should Honor & Life undergo a merger, acquisition, reorganization, or transfer of assets, personal information may be transferred as part of that transaction, subject to applicable law.
5. Data Retention
Personal information is retained only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with applicable legal obligations, resolve disputes, enforce agreements, or satisfy legitimate business requirements.
When information is no longer required, it will be securely deleted, anonymized, or otherwise disposed of in accordance with applicable law.
6. Data Security
Honor & Life implements commercially reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, misuse, or destruction.
However, no method of electronic transmission or storage can be guaranteed to be completely secure. Accordingly, Honor & Life cannot guarantee absolute security of information transmitted through the Internet.
7. Your Privacy Choices
Subject to applicable law, you may request access to, correction of, or deletion of personal information that you have voluntarily provided through the Website.
Requests may be submitted using the contact information provided in this Privacy Policy.
8. Cookies and Similar Technologies
Honor & Life may use cookies, pixels, local storage, analytics technologies, and similar tools to improve Website functionality, remember user preferences, analyze Website performance, and enhance the overall user experience.
Users may manage or disable cookies through their browser settings; however, certain Website features may not function properly if cookies are disabled.
9. Third-Party Services
The Website may utilize third-party providers for services including website hosting, analytics, email communications, spam prevention, cybersecurity, and similar operational functions.
These providers maintain their own privacy policies and are independently responsible for their processing of information.
10. Children's Privacy
Honor & Life does not knowingly collect personal information from children for insurance-related services through the Website.
If we become aware that personal information has been collected from a child in violation of applicable law, reasonable efforts will be made to promptly delete such information.
11. International Visitors
The Website is operated from the United States.
Individuals accessing the Website from outside the United States acknowledge that their information may be transferred to and processed within the United States, where privacy laws may differ from those of their jurisdiction.
12. Changes to this Privacy Policy
Honor & Life reserves the right to modify this Privacy Policy at any time.
Updated versions become effective upon publication unless otherwise stated.
Continued use of the Website following publication constitutes acceptance of the revised Privacy Policy.
13. California Privacy Rights
Residents of California may have privacy rights under applicable California law, including the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), to the extent such laws apply to Honor & Life's operations.
Honor & Life will respond to qualifying requests in accordance with applicable law.
14. Contact Information
Questions regarding this Privacy Policy or requests concerning your personal information may be directed to:
Honor & Life Protection & Wealth Services
Website: https://honorandlife.com
Email: hector@honorandlife.com
California, United States
By using the Website, you acknowledge that you have read, understood, and accepted this Privacy Policy.